Accelerate your marketplace with embedded financing

Keep your best clients on your platform. Offer white-labelled instant financing: boost GMV, cut your working capital needs.

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Your marketplace is losing deals while everyone waits to get paid

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Sellers bleeding cash

Every B2B marketplaces forces sellers into cashflow hell. While invoices sit in escrow, your best suppliers are eyeing the exit.

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Buyers held hostage

Having to pay upfront for a transaction? That’s a big no no. Your rigid payment terms are turning your best buyers away.

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Painful experience

Sellers leaving, buyers wanting to circumvent. The result? Your GMV crumbles while deals happen everywhere except through you.

Aria, the marketplace financing solution that actually fits in your workflow

Been there, done that with inflexible BNPL or trade credit solutions? Built your own solution that’s now breaking? Time for Aria.

Retain suppliers with guaranteed instant payments

Top suppliers stay engaged when they’re paid the same day. Once invoices are validated, Aria advances funds to sellers with instant payment.

Payment Triggers

Gérez une activité grandissante, sans accroc

Payment processing, follow-ups, reconciliation: everything’s automated and integrated by API in your platform. Short on technical resources? Manage everything from the Aria dashboard.

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Grow faster without destroying your working capital

Pay your suppliers within 24 hours, collect from clients on their usual terms. Your cash reserves stay intact whilst Aria bridges the gap. Result: accelerated growth without sacrificing your cash flow.

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The best way to accelerate payment on your marketplace

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90%+ approval rate

With Aria, almost every invoice gets funded: we finance nearly all invoices issued to large corporates and the vast majority of those sent to SMEs. The result? No more frustrating rejections that spoil the talent experience.

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We take the risk, you keep the margins

You no longer carry the burden of client risk. Aria can absorb the risk of non-payment and handle collections in case of default. Your marketplace keeps running, your suppliers get paid, and your teams stay focused and worry-free.

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Built by people who actually understand your industry

Dedicated human support for marketplaces. Our team understands your specific challenges. No chatbots, no generic tickets: real experts who speak your language.

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Got questions? We have answers

Contact us

An escrow account blocks your buyers: in B2B, they’re neither used to nor willing to pay upfront.

At the same time, your sellers demand fast payment. The result? Your marketplace stalls.

With Aria, you align both worlds: buyers keep their payment terms, sellers get paid within 24 hours, and your marketplace finally accelerates.

Aria fits seamlessly into your existing workflows: you trigger the payment, set the terms, and keep full control of the relationship with your suppliers and buyers.

We only operate behind the scenes to advance the funds and manage the risk.

Traditional factoring is built for large enterprises and often covers only a fraction of invoices.

With Aria, you get:

  • An unmatched acceptance rate (90%+ of invoices funded, even small amounts and new wuppli34w)

  • Zero admin burden: everything is automated through API

  • A smooth, fully white-labelled experience for your suppliers

The cost depends on your end clients and the volume financed.

In practice, most marketplaces either pass the cost on to their clients or include it in their service fees.

In any case, the net impact is marginal compared to the benefits: sellers paid within 24 hours and accelerated growth.

The challenge for a player like Malt is to find partners who evolve at the same speed as us. We are confident that Aria will have the capability to support us on a global scale.
Alexandre Fretti
Malt's Co-CEO
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