Embed instant payment for B2B invoices

When SMBs invoice FTSE100 companies, banks check the wrong credit score. We fixed that. 
Aria turns invoices into instant payment using the buyer's creditworthiness, not the supplier's.

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Money movement infrastructure for B2B marketplaces

Stop building, start selling. Aria gives you the tools, financing, and risk protection to launch your dream product. All in one place.
Payments Infrastructure

Custom-build your B2B payment experience

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Invoice Financing

Embed invoice financing with a click

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Protection

Cover yourself from late or default payments

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Risk Scoring

Send payments securely with risk insights

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Payments that help you go places

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Own the experience

Embed Aria’s payments to fit your software and unique flow. Seamless integration. 100+ countries covered. Your look and feel.
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Supercharge your platform

Give your users more reasons to stick around with fast, flexible and frictionless payment experiences that boost cash flow.
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Make more money

See what faster payments can do. Boost your bottom line by increasing transactions and identifying revenue sharing opportunities.
Customer Stories

See how Malt uses Aria to empower their global expansion journey

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Launch modern payment
experiences, instantly

Trigger instant payments with our flexible APIs, onboard users via white-label interfaces, and reconcile transactions via the dashboard.

Payments your way

One, two, done. Aria is purpose-built for B2B software platforms — bringing consumer-like speed, choice and convenience to the world of business.

B2B payments made to be easy

Aria is suitable for any business that wants to streamline their payment or purchasing processes and better engage and retain their users. Built directly into their everyday software.

With Aria, you can process payments between buyers and suppliers in over 100 countries. Head to our docs to see which countries and currencies we support.

Aria is available on a white-label basis. The use of our services remains unchanged for your suppliers. The Aria solution has been designed to be agnostic. It adapts to all B2B flows specific to each industry, software or company.

SMBs are funding the largest shadow lending program in history

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€3.2 trillion trapped in invoices

Late payment culture creates no winners. It only fosters fragility. Corporates optimise working cap on paper while their supply chain collapses. SMBs wait 90 days for payment burning cash they don’t have. This is a broken system.

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The creditworthiness paradox

When a 2-person SMB invoices a FTSE100 company, traditional finance checks the SMB. The billion-euro company owing the invoice? Ignored. This logic locks out SMBs out of financing for invoices guaranteed to be paid.

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The abandoned long tail

Companies with a strong financial maturity can turn to banks to get alternative solutions. The small local supplier providing a key component of the production chain gets left behind because they’re too costly to serve manually.

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The working capital paradox

Finance teams are measured on cash conversion cycles. Procurement is measured on supplier performance. Both are doing their jobs correctly—but the metrics pull in opposite directions. Extending payment terms improves DSO while quietly increasing supplier churn, quality variance, and delivery risk. It’s not a trade-off anyone chose; it’s a structural constraint.

Click. Pay. Done.

Getting started with Aria is easy — just like our payments.
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