How Aria is changing the credit system to help you make a difference in business.
So, you've decided to choose a lender for your business. What is Aria's model and how does it differ from competitors?
What are the alternatives and what should you prioritize when choosing a lender?
Can they reconcile your needs for simplicity with the complexity of the lending business?
Do they respect regulatory constraints that may otherwise be deal-breakers in your vertical?
Here, you will find all the arguments you need to guide you through your decision making process.
The lending process is faster and more pleasant to use.
Aria earns you time and comfort, by conceiving user-friendly product interfaces. Discover a whole different way to do invoice factoring.
We quite dislike losing anyone’s time.
We relieved as many constraints as possible.
And make it easier for you to finance business invoices by building simpler processes.
It’s really simple to use.
So what makes Aria unique in the lending industry?
Your invoice gets financed 100%, nothing less.
While the norm on the market is to finance 90% of an invoice, we didn’t feel like stopping there. We think that if you need to advance the money to pay a vendor, you should get 100% of it. When we partner with you, we partner for good.
1 invoice financed 100% = 1 flow of money vs 2 flows if you handle 90%, then 10%.
We embrace risk to make credit more accessible.
In some cases, if a vendor’s solvency does not match standards, the invoice might not get financed by corporate lenders. We anticipate this case and provide an alternative in case of refusal. You have the possibility to guarantee the invoice yourself, and have it financed by us without risk coverage.
Alternative lending guarantees
We finance all your invoices, even when rejected by lenders.
Recovery, as elegant and human as it gets.
When dealing with invoice financing, recovery is admittedly part of the process. Yet, we have our own way into this, and believe it can still be managed with tact and humanity, in order to protect your commercial relationships with your own clients or vendors.
Soft recovery procedures
We offer flexibility in our recovery parameters, which are defined with, not against you.
Some say they’re cheaper than us. And it’s true.
But here’s the thing.In many cases, cheap may cost you much more than what you may expect.
What are you willing to sacrifice to save a few % of the next payment advance ? Your own time ? The delays in which your vendors will get paid ? Or the compliance with the strict procedures of lending in B2B ?
Aria focuses on quality at every level, earning everyone time and absence of failures.
Our pricing adapts to your needs.
The cost of Aria’s lending requests is flexible, depending on the following parameters:
Volume of financed invoices
Risk taken by Aria or not
Repayment delays (30 to 90 days)