Without deferred payment, your clients will look for cash elsewhere
Your clients are already financing, but elsewhere
40% of SMBs have unmet financial needs. They are already looking for financing, but not trough you.
The prepaid trap
Prepaid cards are table stakes. 30-day terms are the differentiator. Several payment card companies already offer deferred payment. Where does that leave you?
Unmet corporate needs
Mid-market companies won’t touch cards without 30-day terms. So you’re left fighting over SMEs whilst enterprise spend goes elsewhere.
With Aria, transform your debit cards into 30 days of credit
We understand your constraints
API response in milliseconds
No working cap impact
Seamless for your users
Integrate Aria your way
Land higher value accounts
Mid-market companies expect 30 days payment terms as standard. Win them with deferred payments.
Scale without operational headaches
Automated credit decisions, instant payment processing, real-time reconciliation – all via API. Spend time growing revenue, not managing spreadsheets.
Card companies already trust us
We’ve already powered deferred payment for other card issuers in Europe. We know exactly what companies like yours need – from authorisation speeds to settlement flows.
Aria, for every stakeholder in your company
Tailored answers to your team’s unique challenges.
CRO
CFO
CPO
COO
How does it work ?
An integration that works for you
Aria s’intègre facilement à votre plateforme, via API ou dashboard. En marque blanche si vous le souhaitez, pour une expérience totalement fluide. Vos workflows restent inchangés, les transactions sont réglées en 24h.
Still have questions ? We've got the answer
Aria adapts to your payment architecture. Depending on your product and preferences, transactions can be settled through Visa, Mastercard, or other payment networks. Our team helps you define the most seamless and efficient setup.
Aria takes on the risk so you don’t have to. You get paid upfront and stay focused on growing your business — not chasing payments.
Anywhere from a few days to a few weeks, depending on your needs.
The Aria API is ready to use, fully documented, and designed to fit into your existing workflow.
Our technical team supports you all the way to production — fast, smooth, and frictionless.
The cost depends on your end customers and the volume financed. In practice, most card issuers choose to either pass the cost on to their customers or include it in their service fees.